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What Is a Cash Runway Calculator?
Cash Flow & Runway Management

What Is a Cash Runway Calculator?

How to calculate cash runway, what changes it, and why inventory makes the simple formula misleading.

1 min read
Updated July 2026

Quick answer

A cash runway calculator estimates how many months a business can operate before it runs out of cash, based on its current cash balance and net burn rate. The basic formula is cash divided by monthly net burn, but for a product business the calculation must account for inventory purchases, which distort a simple burn number.

The basic runway formula

At its simplest, runway is straightforward math.

Formula: Runway (months) = Cash on hand / Average monthly net burn. Net burn is cash out minus cash in over a typical month.

Why inventory breaks the simple version

For a consumer brand, a naive burn number is misleading because a large inventory purchase in one month makes burn look catastrophic, while the months you sell that inventory make it look great. Runway has to be calculated on projected cash flow that spreads inventory timing correctly, not a single month's swing.

InputSimple calculatorProduct-business reality
Burn rateLast month's netAveraged across inventory cycles
InventoryIgnoredModeled by PO and lead time
Revenue timingAssumed evenBy channel and terms
ResultVolatile, misleadingA number you can plan on

Runway is a decision input

  • Hiring. Can the runway support the next hire?
  • Inventory. Does the next PO fit within the cash you have?
  • Fundraising. How many months until you must raise, and on what terms?

Where Drivepoint fits. Drivepoint calculates runway from a live model that includes inventory timing and channel-level revenue, so the number reflects reality rather than a single month's swing.

Frequently asked

Questions, answered

How do you calculate cash runway?

Divide cash on hand by average monthly net burn. For a product business, use burn averaged across inventory cycles rather than a single month, which can be distorted by a large purchase.

What is a healthy amount of runway?

It depends on stage and plans, but many brands aim to keep at least 6 to 12 months of runway, and more ahead of a large inventory commitment or a fundraise.

Why does inventory complicate runway?

Because a big inventory purchase spikes burn in one month and understates it in the months you sell through. Accurate runway spreads inventory timing across the cash forecast.

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